This is the property tax estimate for a home in Lumpkin County, Georgia, inside or outside the City of Dahlonega. If you are moving within the county, remember the new home starts from its own value: the seller’s bill is not yours.
Decision tool · Lumpkin County tax estimator
What will the property tax be on your next Lumpkin County home?
Type a price. The estimator applies Georgia’s 40% assessment, the exemptions you tick and each 2025 rate from the Georgia Department of Revenue, and shows the arithmetic. Add your own loan and insurance figures for a monthly cost.
Estimated yearly tax–
– a month if your lender escrows it
Estimated monthly cost of owning–
Georgia’s intangible recording tax is $1.50 per $500 of a long-term loan, up to $25,000. Source: Georgia DOR
Rates on a 2025 Lumpkin County bill (mills)
| Levy | Mills | Source |
|---|---|---|
| Lumpkin County (inside a city) | 9.494 | DOR 2025 millage |
| Lumpkin County (unincorporated) | 7.939 | DOR 2025 millage |
| Special district: unincorporated planning | 0.382 | DOR 2025 millage |
| Special district: unincorporated reservoir | 0.174 | DOR 2025 millage |
| City of Dahlonega | 3.701 | DOR 2025 millage |
| Lumpkin County schools | 13.716 | DOR 2025 millage |
| State of Georgia | 0 | DOR 2025 millage |
Tax = (value × 40% − exemptions) × mills ÷ 1,000, levy by levy. Source: Georgia DOR.
- The two small special-district levies are listed by the state for unincorporated Lumpkin County; check a recent bill for the parcel to see which apply. Source: DOR 2025 millage
- The Dahlonega Nugget reported that the Lumpkin County commission voted in December 2024 not to opt out of Georgia’s HB 581 floating homestead exemption. Source: Dahlonega Nugget
- The Lumpkin County Assessors’ Office takes homestead and exemption forms by mail if they are postmarked by April 1. Source: Lumpkin Assessors
- Georgia’s default due date for property tax is December 20, though a county can set an earlier date or installments. Source: Georgia DOR
Moving within Lumpkin County? Your new home starts from its own value, not the seller’s bill. A Gold Peach Realty agent can pull the parcel record with you.
How Georgia property tax works here
- Property is taxed on 40 percent of its fair market value, and one mill is $1 of tax for each $1,000 of assessed value.
- For 2025 the Department of Revenue lists 9.494 county mills inside a city and 7.939 outside, 13.716 for schools, 3.701 for the City of Dahlonega and 0 for the state, plus two small unincorporated special-district levies.
- Added up, that is 26.911 mills inside the city and 21.655 outside before the special districts (our sums of the state’s figures).
Exemptions
The standard homestead exemption takes $2,000 off the assessed value for county and school taxes; you must own and live in the home on January 1 and apply by April 1, and Lumpkin County accepts mailed forms postmarked by April 1. Owners 65 or older on January 1 can apply for the county’s senior exemptions: $60,000 off for county and city taxes and $120,000 off for school taxes; the Assessors decide eligibility.
The floating homestead (HB 581)
The Dahlonega Nugget reported that the county commission voted not to opt out of Georgia’s HB 581 floating homestead exemption, which limits yearly increases in a homestead’s taxable value. Ask the Assessors how it applies to your parcel.
Moving within the county
Your old home keeps its exemption for the tax year you owned it on January 1; the new home’s exemption starts the first January 1 you own and live in it, and you have to apply. The timeline planner prints those dates for your closing. Bills come from the Tax Commissioner, and Georgia’s default due date is December 20.