How much is the transfer tax when I sell in Georgia?

One dollar for each $1,000 of the price: $1 for the first $1,000 and 10 cents for each further $100. On a $450,000 sale that is $450. The seller owes it by law, though the contract can shift it.

Do I pay tax on the profit from selling my house?

Usually not on the first $250,000 of gain, or $500,000 for a married couple filing jointly, if you owned and lived in the home at least two of the last five years. Ask a tax adviser about your case.

What does it cost to record a new mortgage in Georgia?

Georgia’s intangible recording tax is $1.50 for each $500 of a long-term loan, capped at $25,000. On a $300,000 loan that is $900.

I no longer live in Georgia. Will tax be withheld from my sale?

Possibly. Georgia law requires 3 percent withholding on sales by nonresidents, with exemptions that include selling your principal residence. Ask the closing attorney early.

Seller Closing Costs in Georgia: Transfer Tax and More

Seller closing costs in Georgia, line by line

The short answer

A Georgia seller usually pays the commission they agreed, the loan payoff, their share of attorney fees and prorated property tax, any repair credits, and the state transfer tax of $1 per $1,000 unless the contract shifts it to the buyer. Nonresidents can face 3 percent withholding, and the IRS excludes up to $250,000 of gain, or $500,000 for joint filers.

Last checked October 20, 2026

Selling a home in Georgia costs more than the commission. Here is every line that usually appears on a seller’s side of the settlement statement, and which of them the law fixes.

Set by law

Transfer tax: $1 for the first $1,000 of the price and 10 cents for each further $100. The seller owes it unless the contract shifts it.
Nonresident withholding: if you no longer live in Georgia, 3 percent of the price can be withheld at closing unless an exemption applies.

Set by your agreements

Commission. Negotiable and set in your listing agreement.
Your loan payoff, including interest to the payoff date.
Attorney’s fees. In Georgia an attorney must close the sale; ask what the seller’s share of fees will be.
Repairs and credits you agree to after the buyer’s inspection.
Prorated property tax. Georgia’s default due date is December 20, so in most sales the tax for the year is split between buyer and seller at closing.

Income tax on the gain

Up to $250,000 of gain, or $500,000 for a married couple filing jointly, is excluded if you owned and lived in the home two of the last five years. Ask a tax adviser if your gain is larger or your use of the home was mixed.

Put it together

The net proceeds calculator applies the transfer tax for you and lets you add every other line as your own figure, then shows how much of the next purchase the sale will cover.

One agent for both sides of your move.

Gold Peach Realty is the North Georgia brokerage behind this guide, based in Dahlonega. Our agents can price your home, line up the sale and the purchase, coordinate both closings and show you homes that fit what comes next.